HDFC Ltd. is the housing-finance parent whose merger integration with HDFC Bank is nearly complete, leaving the listed ADR primarily a vehicle for the combined entity's mortgage book. With the structural transition all but finished, incremental signal value is limited and the equity tracks the broader bank franchise. A neutral hold pending full consolidation.
Thesis reviewed May 29, 2026
HDFC Ltd. (ADR) is headquartered in India, which is currently showing moderate signals.
๐ฎ๐ณIndia48AVOIDView India risk detail โ๐ฆFinancials100NEUTRAL| Ticker | Company | Score | Gap | Signal ฮ | Action |
|---|---|---|---|---|---|
| GGAL | Grupo Financiero Galicia S.A. | 90 | +13% | โ65% | ENTRY |
| BBAR | BBVA Banco BBVA Argentina SA | 90 | +21% | โ65% | ENTRY |
| MELI | MercadoLibre | 90 | -14% | โ65% | AVOID |
| VIV | Telefonica Brasil (Vivo) | 90 | +8% | โ65% | ENTRY |
| BBD | Banco Bradesco S.A. (preferred ADR) | 90 | +5% | โ65% | NEUTRAL |
| UBS | UBS Group AG | 90 | +17% | โ65% | ENTRY |
| CIB | Bancolombia S.A. | 90 | +9% | โ65% | NEUTRAL |
Investors who hold HDFCY may also have indirect exposure through these country funds.
HDFC-HDFC Bank merger integration enters final phase
India housing finance demand steady amid rate plateau