HDFC Bank is India's largest private-sector lender, compounding through an 18% YoY credit-growth trajectory while NPL ratios continue to decline post-COVID. Post-merger deposit mobilization is the key watch item, but the franchise's branch reach and digital onboarding sustain a structural retail-deposit advantage. India's macro credit cycle provides a durable tailwind.
Thesis reviewed May 29, 2026
HDFC Bank Limited is headquartered in India, which is currently showing moderate signals.
🇮🇳India52AVOIDView India risk detail →🏦Financials100NEUTRAL| Ticker | Company | Score | Gap | Signal Δ | Action |
|---|---|---|---|---|---|
| BAC | Bank of America Corporation | 90 | +8% | ↓86% | NEUTRAL |
| SAN | Banco Santander SA | 90 | +16% | ↓86% | ENTRY |
| AIG | American International Group, Inc. | 90 | +3% | ↓86% | NEUTRAL |
| IBN | ICICI Bank Limited | 90 | +11% | ↓86% | ENTRY |
| MCO | Moody's Corporation | 90 | +18% | ↓86% | ENTRY |
| AXP | American Express Company | 90 | +6% | ↓86% | ENTRY |
| USB | U.S. Bancorp | 90 | +10% | ↓86% | ENTRY |
Investors who hold HDB may also have indirect exposure through these country funds.
HDFC Bank reports 18% YoY credit growth, NPLs at multi-year low
RBI signals supportive stance for India private bank credit expansion
Estimates · Yahoo Finance · Not audited figures
| Politician | Party | Type | Amount | Trade Date | Return |
|---|---|---|---|---|---|
| Josh GottheimerNJ | D | Sell | $1k–$15k | Apr 13, 26 | -2.0% |
| Josh GottheimerNJ | D | Sell | $1k–$15k | Mar 12, 26 | -12.3% |
| Josh GottheimerNJ | D | Buy | $1k–$15k | Sep 23, 24 | -20.1% |
| Josh GottheimerNJ | D | Buy | $1k–$15k | Sep 24, 24 | -20.1% |
| Josh GottheimerNJ | D | Buy | $1k–$15k | Sep 20, 24 | -20.1% |
| Josh GottheimerNJ | D | Sell | $1k–$15k | Jun 21, 24 | -20.5% |