Zurich Insurance combines disciplined Commercial Insurance underwriting, Farmers Group US distribution, and a Life Insurance franchise focused on protection (less interest-rate-sensitive). The hard P&C cycle continues to deliver rate above loss-cost inflation, while higher reinvestment yields lift investment income. The 2025-2027 strategy targets a >23% Business Operating Profit ROE and progressive dividend growth, both well-supported. Strong Solvency II ratio enables aggressive capital return.
Thesis reviewed May 29, 2026
Zurich Insurance Group AG is headquartered in Switzerland, which is currently showing elevated risk signals.
π¨πSwitzerland76NEUTRALView Switzerland risk detail βπ¦Financials100NEUTRAL| Ticker | Company | Score | Gap | Signal Ξ | Action |
|---|---|---|---|---|---|
| GGAL | Grupo Financiero Galicia S.A. | 90 | +13% | β54% | ENTRY |
| MELI | MercadoLibre | 90 | -14% | β54% | AVOID |
| BBAR | BBVA Banco BBVA Argentina SA | 90 | +21% | β54% | ENTRY |
| BBD | Banco Bradesco S.A. (preferred ADR) | 90 | +5% | β54% | NEUTRAL |
| VIV | Telefonica Brasil (Vivo) | 90 | +8% | β54% | ENTRY |
| UBS | UBS Group AG | 90 | +17% | β54% | ENTRY |
| CIB | Bancolombia S.A. | 90 | +9% | β54% | NEUTRAL |
Investors who hold ZURVY may also have indirect exposure through these country funds.
Zurich raises 2027 BOPAT ROE target after strong Q1 commercial pricing
Farmers Group operating margin recovery on auto and homeowners pricing
Estimates Β· Yahoo Finance Β· Not audited figures